About

We engineer institutional-grade privacy for the Naira – giving fiat currency the encrypted muscles of crypto, without the volatility.

Our Thesis

The future isn’t crypto OR fiat. It’s fiat WITH crypto’s anonymity, speed, and sovereignty. We’re making the Naira the first currency to evolve.

Core Protocol

▸ ToNaira: Crypto-grade stealth for cash withdrawals. Withdraw Naira with the untraceability of Monero and the finality of Bitcoin. Zero ledger. Zero liability.

▸ CloakPay: Send Naira like you’re broadcasting a blockchain transaction – but faster. No addresses. No mempool delays. Just peer-to-peer silence.

Why This Matters

• For Businesses: Conduct payrolls and B2B payments without painting targets on your cashflow
• For Families: Protect generational wealth from digital vultures and "helpful" relatives
• For Nigeria: Prove fiat can compete with crypto’s privacy arms race – on our own terms

Our Credentials

• Processed ₦927B+ for 92,304 Nigerian businesses & individuals
• Backed by RFC 3161 cryptographic auditing (same standard securing global central banks)
• Partnered with 13 Nigerian fintech compliance groups to reshape regulations – not evade them

We Don’t Apologize For

• Rejecting "crypto bro" culture while adopting its best tech
• Treating financial privacy as a constitutional right, not a darknet feature
• Building infrastructure, not hype

Next Evolution

Q1 2024: NairaVault (encrypted treasury bonds) Q3 2024: Shielded corporate liquidity pools

"A currency’s strength isn’t just its value – it’s what you can do with it without permission." — The Naira App Team

Explore the Protocol | Audit Our Code | Compliance White Papers